RB40′s Exit Strategy Post Mortem

In March 2012, I shared my Exit Strategy from my corporate career and received quite a few interesting comments. Some readers thought that I wasn’t ready and some thought that it was a good plan. What I didn’t write was that I had already made up my mind to quit in 2012. I really needed to quit and take the next step in my life. I thought I’d tr
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What do the Chilean People Know About Retirement that Most Americans Don’t?

I came across an interesting article about Chile’s retirement system which made me think that the population down there may be on to something that more Americans should take advantage of.  In fact, I find it mind boggling that we aren’t, at least in part, following their lead.  In the article, Solving Chile’s Annuity Puzzle, The post
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Midyear Dividend Portfolio Checkup

I know it’s way pass midyear, but we are way overdue for a dividend portfolio update post. The last time I took a close look at our dividend portfolio was earlier this year in January. Dividend income is one of the most passive ways to generate passive income and I think everyone should build a dividend stock portfolio. It’s way easier than being a la
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September 2013 Divided Portfolio Watch list

After my August 2013 Dividend Portfolio watch list update I bought: 10 shares Walmart at 73.54 with commissions – $743.35 This (along with every other) update takes a snapshot of certain metrics on a certain date (this one was prepared the night of September 16, 2013). My Dividend Investment Portfolio Screening Criteria The company has The post […] Read more:  September 2013 Divided Portfolio Watch list

The First Week of Preschool is Mercifully Over!

Today we’ll venture in to daddy blogger territory in full force. The first week of preschool was pretty crazy and I just have to share it with you.  RB40 Jr. is two and a half and he barely made the cutoff for his preschool. I had a difficult time finding a preschool for him because most places only accept 3 year old kids. We are paying $505/month for 3 days/w
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The Pros and Cons of Working Less

Would you work less if you could handle it financially? According to the latest State of Engagement Survey from Gallup, 70% of workers don’t like their job. I’d guess that more than 70% of us wouldn’t mind spending less time at the office. However, middle income households usually do not have this option because they need all of their paychecks
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Three Reasons I am not a Big Proponent of Retirement Date Funds

Retirement Date Funds are known by a couple of different names such as age based funds, life cycle Funds, etc., but they are all based on the same idea that the fund (either mutual fund or ETF) will reallocate itself based on the chosen retirement date.  They are meant to be a maintenance free and The post Three Reasons I am not a Big Proponent of Retirement Date Funds