We all know that figuring out our Asset Allocation is essential for long term investing. If you don’t know what I’m talking about, then you need to read last week’s article (linked above.) Unfortunately, the work is not done even when you have the ideal asset allocation for your age, risk tolerance, and goals. In a volatile stock and bond markets, your asse
[…] Read more:  Early Retirement Investing 101: Rebalance Your Portfolio

The Debt Ratio is basically the total assets in a business that was acquired by the business borrowing the money from financial institutions and other such creditors to purchase those assets. The basic formula is Debt Ratio = (“Total Liabilities“/”Total Assets“) Let’s break this down into a real world example: Let’s pretend th
[…] Read more:  What is Debt Ratio?

September Highlights and Lowlights Summer is officially over. We had two huge storm systems rolling by this weekend and we didn’t even leave our building on Sunday. It’s time to hunker down and catch up on our shows (via the library, of course.) New Year’s Resolutions – I gave an update earlier this week. I just need to take care of a few important th
[…] Read more:  September 2013 Goals and Financial Update

More than office talk! Now, you will probably have heard the word pensions flaunted around the office occasionally. If you are a 20 something graduate working in an office participating in the everyday light conversation, you can easily be forced to slip out of the conversation because you haven’t got a clue what your co-workers The post How to get financially savvy “A young persons view”

IT HAS FINALLY HAPPENED! It took almost 9 months but I am finally positive year to date. I think if the upcoming government shut down happens there will be some buying opportunities for my dividend fund but the history on what happens to the market when there is a government shutdown is iffy at best. My The post October 2013 Net Worth Update

I’m back in the saddle talking about my wedding and how we are trying to have a great wedding without spending more than $20,000. As always, if you think $20,000 is too much to spend on a wedding then I will direct you to this post. We’ve already covered the overall budget of $20,000 and […]
[…] Read more:  How to Save Money on Flowers For Your Wedding

We’ve all seen the car insurance commercials that promise to save us hundreds of dollars if we switch to their company. I’ve never actually met someone who was overpaying their car insurance by so much that simply switching companies (and keeping the same coverage) resulted in a saving of several hundred dollars. Sure, you can […] […] Read more:  How Reducing Coverage Saved Us $600 Per Year On Our Car Insurance