The resources that are available via the Internet are vast and limitless it seems. It should come to no surprise than that the information available related to personal finance is abundant as well.  Before you spend money on a product, hopefully it is habit to thoroughly research what the best product is that’s available. This The post Personal Finance Websites are All Across the Internet

First of all, I must confess that I’m still searching for the ultimate stock investing strategy. When I first started investing in the stock market, I put 100% of my money in growth stocks. This went well for a few years because I started in 1997. Then the dot com bubble burst and I lost a bunch of money. After that, I invested a bit more conservatively, but I
[…] Read more:  Evolving My Investment Strategy

First, what is Financial Independence? It’s that euphoric state where you don’t have to worry about money (much) anymore. Your passive income is higher than your expenses and you don’t have to work if you don’t want to. I have been sharing my views on Retire By 40 for 3 years now and many of our readers are actively pursuing financial independence (FI hen
[…] Read more:  You don’t need to be Financially Independent to Retire Early

We have two 529 college saving plans for our kids. After a rocky start, we are now doing “okay” with them, so I thought I’d provide some 529 tips based on my experiences to help make your 529 plan the best that it can be. If you trust them, have a grandparent of your children […] The post 529 Plan Tips

What is a stock? A stock is a share of ownership in a company! Normally, when people say that they own stocks, what they are really referring to is “common stocks“.  Why would I want to own shares of common stock?  There are two primary advantages of owning common stock: Capital Appreciation – This means […] The post What is a Stock?

It’s Halloween season! RB40 Jr. loves to read these two Halloween books and enjoys all the cute monster illustrations. They are his favorite books and he know all the “scary” alphabets. A is for apple, Z is for zombie! If you have a kid, check these books out. Anyway, we went out the pumpkin patch last week and it was a lot of fun. Actually, I have
[…] Read more:  The Pumpkin Patch Report

Today I’m going to discuss the Pros and Cons of Automation, from my own personal experiences. First, what do I mean by Automation? My definition of Automation is:  the use of technology to substantially increase accuracy, decrease the process time for the given task and at the same time having no human involvement needed to […]
[…] Read more:  Pros and Cons of Automation

Doing some research today I found a great chart produced by the IRS which highlights your options when a spouse or non-spouse inherits an IRA or other qualified Account. As you could imagine the decision you make could cost you and your family tens of thousands in an unneeded taxes. Two Examples of RMDs Gone The post What Are Your Options When You Inherit an IRA or Other Qualified Account?

Here’s my hot sports (politics) opinion: Barack Obama is being absolutely ridiculous by refusing to negotiate with Republicans on the government shutdown (and soon the debt ceiling as well). As most of you know, I’m a libertarian and I strongly dislike the policies of almost every president and congressmen that has been elected in my […]
[…] Read more:  The Constitution Wants Obama and Democrats to Negotiate