It’s going to be a New Year in a couple of days and I hope you’re enjoying the last of 2013. Now is the time to make a few New Year’s resolutions and write them down. Two of the most common resolutions are to get fitter and to save more money. These two are on my list, too, and today is your lucky day because I will share a surefire way to save more mon
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We Cashed Out Our Credit Card Rewards for $1,400!
Each year around this time, I cash out our credit card rewards. I don’t know why I do it only once a year, but it makes keeping track easy and gives us a nice end-of-year bonus. While plenty of people have credit card debt, and the average credit card debt per household is over $7,000, […] We Cashed Out Our Credit Card Rewards for $1,400!
Sometimes you need to be reminded how lucky you are
Whew, we are back from our “vacation” to Southern California’s Inland Empire. Mrs. RB40 wanted to visit her family and friends so we went down a bit early to beat the holiday rush. This worked out quite well because the tickets were on sale and we didn’t have to fight the holiday travel crowd. We were hoping for some nice weather, but it was super win
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December 2013 Dividend Watchlist
After my November 2013 Dividend Watchlist update I bought: 18 Shares of BMS for $711.39 with commissions 15 Shares of HCP for $581.10 with commissions Sold 24 shares of MCY for proceeds of $1,114.27 after commissions. I think this was the first time I ever sold, even a part, of a position that wasn’t due The post December 2013 Dividend Watchlist
Who Should Get The New Car: Husband Or Wife?
I got a text message from a friend asking for advice on an interesting situation. The husband and wife have one newish car and one oldish car. The husband only needs to drive about 10-15 miles a day, while the wife drives 60 miles a day to and from work. Which car should they use […] Who Should Get The New Car: Husband Or Wife?
Not All Personal Financial Blogs Are A Good Fit For You
The Good Personal Finance Advice Before blogging I was an avid personal finance blog reader, with my favorite blog being a site called “Frugal Dad”. Why did I gravitate to the site “Frugal Dad”? Because it was a great site and described things that pertained to me. When I started reading “Frugal Dad”, I was […]
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My Dividend Stream is Growing but is Still So Unexciting
Unless I receive any additional dividend payments in the next 13 days, my dividend income has increased 68.82%! But I am pretty bummed about it. How could that be possible? The problem is that the whole number is still damn unexciting. In 2012 my (very distant) perpetual income machine provided $458.18 in dividends for the The post […] Read more: My Dividend Stream is Growing but is Still So Unexciting
Does Kiddie Tax Create Inequality
First below is the basic information about what Kiddie tax is (this is from irs.gov)? If the child’s interest, dividends, and other investment income total more than $2,000, part of that income may be taxed at the parent’s tax rate instead of the child’s tax rate. See Form 8615 Instructions, Tax for Certain Children Who […]
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Is Baidu a Good Investment For Kids?
I’ve have my kids invested in Baidu for quite a while, and it has more than doubled in value since I bought it. I sold the the initial principal that I invested in the company for them and I’m (in theory) letting the house money ride. By house money, I mean that I recouped my […] The post Is Baidu a Good Investment For Kids?
Top 5 investments tips for 2014
Please note that this is a Guest Post So here we are at the end of the year again, it seems to come around so quickly. These are financially uncertain times and this means that many investors have not reaped the rewards they hoped to from their investment portfolios. Globally, we have seen governments implement The post Top 5 investments tips for 2014