Hi all! Yes it is possible to get rich on a middle class income, but it’s not easy. I have to admit, even while typing this title, even I started to get dubious about the chances of such an ambitious goal. So why am I typing this article if I question it myself? Because I […]
The post Get Rich On A Middle Class Income
8 Tips to Help You Live Within Your Means
The first step to financial independence is to live within your means. To me, that automatically means living frugally, but that’s just how I think. My family struggled financially when I was growing up so I default to saving first. When I first started working, I lived modestly and saved what I could. I lived within my means, but I think I probably could have
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Regaining Focus After a Crazy Summer
To say I have had a great, but busy, summer is an understatement. Starting way back in May it has been crazy around my house. The Wife, the boy and I went to Disney inviting our mothers with us. Then in June we had a trip to The Wife’s family in PA as well
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How to Apply the 80/20 Rule to Your Side Hustle
Is your side hustle not going according to plan? It’s a hard pill to swallow, but you’re not focusing on the right stuff. Or at least, that’s what Pareto’s Principle would tell you. Simply stated Pareto’s Principle, or the 80/20 rule, says that twenty percent of what you do brings eighty percent of the results. […]
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Our Suboptimal Duplex Investment
As some readers may know, we sold our rental home and 4plex earlier this year. Of course, I’m addicted to investing so I couldn’t leave well enough alone and invested in a duplex soon after. I’m a bit reluctant to talk about the duplex investment because it’s definitely not the best investment we could have made. First let’s go over why I decided to in
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Which types of people and groups are not eligible for life insurance?
I’ve recently read some interesting information about the types of people and groups that are not eligible for life insurance that I’d like to cover with you! Are there any Groups of People who can’t get Life Insurance? You may be wondering if you’re within a section of the population that may struggle to find […]
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A Huge Problem with the Financial Planning Industry
While I readily defend the financial planning industry of which I am a part there is a glaring hole that is probably only getting larger. I saw a great post from financial blogger, Daniel, over at Sweating The Big Stuff where he was helping out a buddy create a cash flow and debt plan, and it
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Early Retirement Myths Busted
Oh man, I am worn out. This summer has been hectic for the RB40 household. We traveled to Hawaii, camped at the beach, and took a road trip to Boise. We also kept getting sick for some reason. It seems like we’ve been sick for over a month now. We all had a cold and it went round and round. Mrs. RB40 just got diagnosed with shingles and won’t recover complete
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Save Money Automatically With Browser Add-Ons
I am not a coupon clipper, but I do like to save money before making a purchase. I recently bought tickets for a flight to and from Boston for a wedding. I checked prices regularly until prices dropped to what I was looking for, and bought. I didn’t spend too much time on it, just […]
Save Money Automatically With Browser Add-Ons
Are You Even Playing The Wealth Accumulation Game?
Lately, I see and hear people complaining about not having enough money or even jealous of me because I have more money saved than they do. I have to wonder if they are even playing the wealth accumulation game? Case in point, one such person is my buddy that makes about 20k more than I […]
The post Are You Even Playing The Wealth Accumulation Game?