This is part 2 of RB40’s Exit Strategy Post Mortem. You might want to read that post first if you haven’t seen it. I left my corporate job over a year ago and we have been very happy and are doing fine financially. Mrs. RB40 has seen how happy I am without a corporate job and now she is yearning to spend more time with us. This was a bit unexpected because sh
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Author Archives: Joe
RB40′s Exit Strategy Post Mortem
In March 2012, I shared my Exit Strategy from my corporate career and received quite a few interesting comments. Some readers thought that I wasn’t ready and some thought that it was a good plan. What I didn’t write was that I had already made up my mind to quit in 2012. I really needed to quit and take the next step in my life. I thought I’d tr
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Midyear Dividend Portfolio Checkup
I know it’s way pass midyear, but we are way overdue for a dividend portfolio update post. The last time I took a close look at our dividend portfolio was earlier this year in January. Dividend income is one of the most passive ways to generate passive income and I think everyone should build a dividend stock portfolio. It’s way easier than being a la
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The First Week of Preschool is Mercifully Over!
Today we’ll venture in to daddy blogger territory in full force. The first week of preschool was pretty crazy and I just have to share it with you. RB40 Jr. is two and a half and he barely made the cutoff for his preschool. I had a difficult time finding a preschool for him because most places only accept 3 year old kids. We are paying $505/month for 3 days/w
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The Pros and Cons of Working Less
Would you work less if you could handle it financially? According to the latest State of Engagement Survey from Gallup, 70% of workers don’t like their job. I’d guess that more than 70% of us wouldn’t mind spending less time at the office. However, middle income households usually do not have this option because they need all of their paychecks
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7 Compelling Reasons to Use Cash Instead of Credit
It’s been a couple of years since I wrote about our use of cash allowances so I thought I’d go over it again now that we have a lot more readers. I agree that sometimes, credit cards are great. They are very convenient and provide many benefits such as purchase protection and cash/point rewards. If you pay off your balance every month, credit cards can be a g
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How much it costs to retire comfortably in Thailand
As some of our long time readers may know, my parents are semi-retired in Chiang Mai, Thailand. They are here for an extended visit so I thought I’d take this opportunity to pick their brains on how much it costs to live there. I’m very curious to find out too, because we are planning to live in Chiang Mai for a few years after Mrs. RB40 retires. A li
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Cheap Unlimited Smart Phone Plan = $19/month at Republic Wireless
I must have been one of the last bloggers who have been holding out on getting a smart phone. I’m a cheap guy at heart and I would hate to pay $60+/month for the privilege of checking emails on the go. Well, it’s over now. I chucked my dumb phone and joined the smart phone revolution. Now that I’ve had a taste of a smart phone, I don’t
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August 2013 Goals and Financial Update
August Highlights and Lowlights Summer is almost over. No new clothing challenge – Oh no! I purchased a new pair of sneakers from the Adidas employee store. It’s for next year after my current pair wears out though so I don’t feel too bad about it. Online Income – We had a great month in August. I will break down the online income in our monthl
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I Don’t Mind Paying Full Price For Experience
The following is a blog swap post from Hank at Money Q&A where he answers all of your burning money questions about investing, saving, retirement, and a host of other topics. Be sure to check out my post, What Are Things You Never Go Cheap On And Why at his site today! We all don’t
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