Recently, it dawned on me that Retire By 40 is a bit disorganized. It has been almost four years since I started writing, and that means there are a lot of blog posts.  A new reader can drop in and read a few articles, but it’s not easy to get the whole perspective on this early retirement journey that I’m on.  So I thought I’d put a recap together and ad
[…] Read more:  My Early Retirement Journey Recap

Last time, we looked at the fear of outliving your money in early retirement. This is a real danger if you quit working in your 30s, 40s, or even 50s. You will spend much more time in retirement and that will greatly increase the risk of outliving your money. We put some safeguards into place so we’d get an early warning if our finances start to go south. Here
[…] Read more:  Revamping Our Early Retirement Backup Plan

The following article is from Mike, our staff writer.  Just about everyone I know dreams of retiring early.  Usually it’s either because they’re stuck in a dead end job they can’t stand or because they want the freedom to spend more time with their family, traveling the world, or following their passions. For most people, the prospect of retiring early i
[…] Read more:  Keys to Retiring Early

As I mentioned in my Early Retirement Recap, the last barrier to early retirement for most people is the fear of running out of money.  Actually, I’m sure everyone worries about running out of money whether they plan to retire early or late. The real problem for early retirees is that most retirement studies are based on a 15 to 25 year retirement. The earlier
[…] Read more:  Early Retirement Fear – What if you run out of money?

Whew, I just got back from spending the weekend at a retreat with a bunch of Mustachians. These great folks are rebelling against the established American consumerism lifestyle by spending less so they can retire earlier. Some local folks put the event together and Mr. Money Mustache himself was able to come out and enjoy the weekend with us. J.D. Roth was also
[…] Read more:  Fun Alternatives To Reduce Your Housing Cost In A Big City

It’s Memorial Day, the unofficial start of the summer. I hope everyone is able to spend some quality time with friends and family today. Please remember Memorial Day is meant to honor men and women who died in service for the United States. I never had to serve in the military and I’m thankful for all the men and women who take on that burden. When I was work
[…] Read more:  3 Day Weekends Aren’t The Same When You’re Retired

James is 57 and he just got laid off. He has enough savings to frugally get by for a few years until social security kicks in so he can make it work financially. He’d need to cut back on his monthly expenses, but he should be okay. He’s still very unhappy and stressed out about being unemployed. He knows that it will be very difficult to get a similar paying
[…] Read more:  Unemployment VS Retirement

Last month we visited Hawaii for a week with our extended family and we had a great time. I was hoping RB40 Jr. would enjoy the trip and it went off without a hitch. We used to travel much more, but when we had a kid, we decided to put off traveling until he can enjoy it too. He’s 3 now and it’s so much easier to travel long distance with him. On the other ha
[…] Read more:  Traveling with kids doesn’t have to be difficult

One of these days, I’d like to put together an early retirement guide, but I just don’t have time to write the whole thing at once. I’ll have to write it a piece at a time and then put it together later. Our kid just takes up so much time. I don’t know how my mom did it with 3 boys. Let’s take a step back and start at the beginning. The first step to re
[…] Read more:  Retirement Investing 101: Track Your Expense

Last week, I was listening to the Brand Over Brain episode on the TED radio podcast and I was blown away. The episode was about branding and how it affects our enjoyment of consumer products. I usually buy generic or store brand products and I thought they are just as good as their brand name counterparts. Apparently, that’s not really true. I guess I was just
[…] Read more:  Brand names ARE better after all