Recently, I read an article on Time.com about how much the average American spends on coffee, gas, and other neccessities. This made me curious about how we compare to the average consumer. Coffee – The Consumerist cited Accounting Principals’ latest Workonomix survey and said the average American worker is spending about $1,092/year on coffee. Really
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Author Archives: Joe
HARP 2.0 Is Not Working For Us
It’s amazing, but mortgage interest rates keep dropping. If you are stuck with a higher rate, now is the time to refinance. The Home Affordable Refinance Program has been revamped to include more home owners and many more people should qualify for refinancing. I called around and see if we could refinance under this program and while we could, the numbers a
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My Tax Return As A Resume
Last week, I received a challenge from Sandy at First Gen American to participate in her coffee talk series. Sandy is a great story teller and her blog is one of my favorites on the internet so if you haven’t seen it, you should drop by. Here’s the backstory from Sandy: You are on vacation and like it happens so often in new places, you meet a deliciously int
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The Passive Income Earner’s 7 Phases To Retirement
The following is a guest post from one of my favorite blogger – The Passive Income Earner. He aims to achieve financial independence and retire through dividend investing. I have been following The Passive Income Earner for a couple of years now and it’s great to see the progress he made on his dividend portfolio. Check out his plan and tell him what you
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Baby Expense – The Cheapest Month Ever
Hurrah! We just had the cheapest month ever in the baby expense category. You may have heard that it cost nearly $300,000 to raise a child and that’s not even including college costs! That might seem a little high, but it includes buying a bigger home, daycare, healthcare, and transportation costs. Anyway, we are in the sweet spot right now; unfortunately it wi
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