I don’t pay particular attention to my dividend income since it is so low, but I was inspired the other week when reviewing a client’s file.  The individual, a police officer, built a very impressive balance sheet with his wife, an administrative assistant, but I was shocked when I saw the tax return.  This couple The post Another Reminder Why I Like My Dividend Account

I came across an interesting article about Chile’s retirement system which made me think that the population down there may be on to something that more Americans should take advantage of.  In fact, I find it mind boggling that we aren’t, at least in part, following their lead.  In the article, Solving Chile’s Annuity Puzzle, The post
[…] Read more:  What do the Chilean People Know About Retirement that Most Americans Don’t?

After my August 2013 Dividend Portfolio watch list update I bought: 10 shares Walmart at 73.54 with commissions – $743.35 This (along with every other) update takes a snapshot of certain metrics on a certain date (this one was prepared the night of September 16, 2013). My Dividend Investment Portfolio Screening Criteria The company has The post […] Read more:  September 2013 Divided Portfolio Watch list

Retirement Date Funds are known by a couple of different names such as age based funds, life cycle Funds, etc., but they are all based on the same idea that the fund (either mutual fund or ETF) will reallocate itself based on the chosen retirement date.  They are meant to be a maintenance free and The post Three Reasons I am not a Big Proponent of Retirement Date Funds

I am not the bread winner in our family. I contribute financially, but the majority of our money comes from my husband. I am OK with that. As a matter of fact I would be just as happy solely being a SAHM, but since my job is so amazing, and it allows me to be The post The Wife Discusses Using Cash vs Credit

I am not exactly sure how normal people handle their finances.  First thing is first, I don’t believe myself to be normal when it comes to the personal finance realm.  This is not to say I am extraordinary, but rather, I think a better synonym would be weird. I write on a personal finance blog The post How Do Normal People Handle Their Finances?

When I started my personal finance blog in 2008 I had over $16,000 worth of credit card debt.  It took about a year or so but I paid that all off, and The Wife and I were one of those people with literally zero credit card debt that carried over month to month.   This The post Back to Zero With Credit Card Debt

For the second time this year, and only a handful of times since I started tracking my net worth…my net worth is down.  But it is different than times in the past, because for some reason I am not bothered at all.  While I am not disillusioned to believe I am doing all I can The post September 2013 Net Worth Update

Between providing alternatives to the dividend aristocrats, discussing preferred shares and building a pension I feel like I have been talking about investment income a bit too much lately and I am going to slow down for November…right after this post.  The other day a pretty regular commenter, John from Curious Cat Investing Blog, said.
[…] Read more:  No Research Reasons Why I Like Mature Dividend Paying Stocks

Have you ever thought about investing in real estate? Would you try to flip your houses, or would you start creating a passive income by renting it out? Personally, I love the idea of investing in real estate and earning my passive income through rent money, but there is a good way to go about.
[…] Read more:  The Worst Way to Invest in Real Estate