This year I’ve consolidated my goals for 2013 to focus on things I care about and things that are doable. I set my sights too high last year and sort of failed. I left out a lot of steps on the way to achieving my goals (like fully funding out Roth IRAs) because they would have simply been […] Third Quarter Business and Personal Finance Goals Update
Author Archives: Dan
Required Tips May Disappear in 2014
A recent IRS rule change may cause some restaurants to drop required tips from the bottom of their bills. Deceiving Tipping Practices There is a sushi restaurant I occasionally go to has a very annoying feature. After eating, they bring the bill. It looks just like every other bill I’ve gotten with one exception. They […] Required Tips May Disappear in 2014
How Reducing Coverage Saved Us $600 Per Year On Our Car Insurance
We’ve all seen the car insurance commercials that promise to save us hundreds of dollars if we switch to their company. I’ve never actually met someone who was overpaying their car insurance by so much that simply switching companies (and keeping the same coverage) resulted in a saving of several hundred dollars. Sure, you can […] […] Read more: How Reducing Coverage Saved Us $600 Per Year On Our Car Insurance
Best of the Rest: iOS 7 Edition
As everyone knows by now, iOS 7 was released on Wednesday for everyone. And as a few of you may know, I have had it for the past 3 months because I got a copy of the beta for $5. At the beginning, it was very buggy and the phone would shut off randomly and […] Best of the Rest: iOS
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One Way Car Rentals Are Really Cheap
Over Labor Day weekend, I went to Boston to visit my family and friends, and then on Monday, drove down to Long Island for a wedding. What We Were Planning On Paying For Travel We flew in to Boston, so had no car. We were planning on taking a bus to New York for around […] […] Read more: One Way Car Rentals Are Really Cheap
It Is Time For Small Businesses To Make Estimated Tax Payments
Small business owners (and about 10% of nannies) know the dates April 15th, June 15th, September 15th, and January 15th all too well. Those are the dates when estimated taxes are due. If you run a business, you must pay the federal and state governments the taxes you estimate you owe for the previous period. […] It Is Time For Small Businesses To Make Estimated Tax Payments
The Ups and Downs of Launching A Business
On July 29th, we announced that we were starting a blog carnival submission service. Before we get into launch day, let’s go back a few weeks. We had our idea, we wanted to automate the carnival submission service so that we could plug in the information and have it sent out to all the relevant […] The Ups and Downs of Launching A Business
When You Should Pay Bills Manually
These days, nearly everything is automated. A rent check goes out monthly from our bank account, our student loans are auto-debited (and we get a discount for that!) and at the end of the month, our credit cards pay themselves by connecting to our checking accounts and withdrawing money. However, there are a few times […] When You Should Pay Bills Manually
Correcting Incorrect Information on My Credit Report
Like a lot of other personal finance bloggers, I’m a huge fan of Annual Credit Report. Unlike a lot of other services, this one is actually free and since you’re requesting it, it does not cause a hard inquiry on your account. Each year, you can get a free credit report from each of the three.
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Paypal Income Reporting Requirements for Bloggers
For tax year 2011, the IRS did something very interesting: they required payment settlement entities to file Form 1099-K for payment transactions. This includes PayPal accounts that received at least 200 transactions and $20,000 total during the calendar year. If you’re a blogger, the majority of payments are made via Paypal, so this adds a.
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