On Thanksgiving, after we came home from lunch/dinner, we plopped ourselves down on the couch and whipped out our computers to see if there were any deals. We weren’t simply perusing to see if there’s anything we wanted (that’s a sure-fire way to spend money you didn’t intend), rather we had a list of things […] I Overspent on Black Friday. On Purpose.
Author Archives: Dan
Prize Linked Savings Accounts Are Savings Accounts With A Lottery Twist
Most people know that playing the lottery is a losing proposition. Some call it a stupid tax, but the problem goes beyond the occasional dollar wasted. Prize linked savings accounts give rewards to people who save while keeping the excitement of the lottery. Americans spend more than $60 billion a year on lottery tickets. And […] Prize Linked Savings Accounts Are Savings Accounts With A Lottery Twist
4 Compelling Reasons to Choose Index Investing
“The grim irony of investing, then, is that we investors as a group not only don’t get what we pay for, we get precisely what we don’t pay for. So if we pay for nothing, we get everything.” That’s a quote by John Bogle, who I’m sure is old news to you. In case you […] 4 Compelling Reasons to Choose Index Investing
How We Cut Our Cable Bill By Over 25% And Added More Channels
There are two major reasons to have cable: to watch live sports and to watch Bravo. Most shows can be found online for free, but sports need to be watched live to be enjoyed properly, and it’s nearly impossible to find Bravo shows online. Our Cable Went Out During Monday Night Football! I was watching […] How We Cut Our Cable Bill By Over 25% And Added More Channels
Why We Can’t Use Lifecycle Investing In Practice
I’m very intrigued by the idea of Lifecycle Investing, an investing theory that says that to reduce overall risk, young people should use leverage to invest 200% in stocks so that later in the life, when they have more money in their investment accounts, they can limit their exposure to stocks. How I’m Using Lifecycle […] Why We Can’t Use Lifecycle Investing In Practice
Coin Credit Card: One Card To Rule Them All
I’ve been waiting awhile for a product like this, and I can’t jump on the bandwagon fast enough. What is Coin? Coin combines your credit cards into one card. Instead of the 4 credit cards and 3 debit cards I currently have in my wallet, I’ll be able to consolidate down to just one card. In […] Coin Credit Card: One Card To Rule Them All
Lifecycle Investing: Invest 200% In Stocks
For those of you who have never heard of Lifecycle Investing (not to be confused with target-date investing), go to your local library or Amazon.com and pick up a copy of Lifecycle Investing right now. It not only introduces the idea of lowering risk or increasing returns, it lays out a simple plan to diversify your […] Lifecycle Investing: Invest 200% In Stocks
Learn From Your Mistakes: Parking Tickets
Getting parking tickets is an unfortunate but inevitable part of life. Signs are often confusing and it always seems like parking meter attendants are out to get us. Our Financial Mistake We have parking beneath our apartment in the garage. We have tandem spots, so one person is always blocked in. We know which days […] Learn From Your Mistakes: Parking Tickets
Would You Pay For An Interview?
My younger brother is graduating from college in December, and after we gave him tips on getting an internship last summer, he recently was put into an interesting situation that is just asking for a discussion. The Situation He’s been applying to jobs the past few months and recently he’s gotten some call backs and […] Would You Pay For An Interview?
My Side Business Is Now Profitable!
I’m excited to announce that as of about a week ago, our blog carnival submission service is profitable! It took just over 2 months to break even. That includes the free trials, but I’m very proud to finally be in the black. What We’re Doing Right The feedback we’ve gotten from our users has been […] My Side Business Is Now Profitable!