Revamp In Progress

Hey Everyone, I hope you had a great Christmas. We spent the day putting together Lego sets and the basketball hoop for the little guy. It was a ton of fun, but now I’m back to the serious stuff. I’m revamping retireby40.org because occasionally I will get a random blank page while I’m browsing. *Blogger […]
Revamp In Progress

Searching for Undervalued Dividend Champions – October 2014

Every month for the past few years I take the Dividend Champion list (which is defined below) and on a purely metric basis look for undervalued stocks.I use the dividend champion list for two reasons.  One, the dividend champion list includes companies that have paid an increasing dividend for the past 25+ years, and this
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Interview with an Urban Nomad

The following article is from Melanie, our staff writer. Melanie is in the beginning phase of her journey to Financial Freedom and she’ll offer a refreshing point of view for us. I’m very excited to interview one of my best friends, Brittany Hassell! I met her, along with Joe, at our local bloggers meet-up over a year ago.  We instantly bonded over our lov
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Cheap Workout Sunday Report 1

My health hasn’t been in tip-top shape for years…  Ironically, I wrote an article a few years back called “Becoming Super” and of course the opposite happened, I’ve been practically anti-super ever since.  Not by own choice, mind you but instead I was hit by a number of illnesses that has had me on the […]
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Can You Really Retire For 60 years?

Yes, sometimes I wonder if retiring by 40 is sustainable. Can I really quit working full time at 38 and sustain a comfortable retirement for 30 to 50 years? Well, Mrs. RB40 is still working, but she plans to retire early at some point as well (maybe in 10-15 years). Finance is a big consideration, but I also want to keep active, have fun, and enjoy life. Luckily
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Is Roth better than Traditional IRA/401(k)?

Last week, I was researching for a Roth 401(k) article and came across a Roth IRA study from T. Rowe Price. Basically, the study concludes that the Roth account is the better choice for most investors. You’ll have more money unless your tax rate is much lower in retirement. If you’re 55, then your tax rate will have to drop by 7% for the Traditional IRA to be
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