You might be wondering can you really negotiate rent prices A landlord has the right to increase your rental rate once your lease expires. At that point, you will, of course, have had a heads up of this happening. So should you sit around and just accept it or move out? No, you should try […]
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Category Archives: personal finance
Growing Money Smart 1 – Why Teach Investing and Wealth Accumulation
Why I want to teach about Investing and Wealth Accumulation Note: The following will read a bit oddly because I removed some personal family data, such as name, etc… Reason 1, What happened in the recent past, a brief family history: The Great Depression and our recent family history Before Great Grandma was born, life […]
The post Growing Money Smart 1 – Why Teach Investing and Wealth Accumulation
How to Spend Your Tax Refund This Year
I’m almost ready to file our taxes this year, and it looks like we’ll be earning a nice fat refund. It’s not always easy to know what we should do with the refund money though – do you blow it all or be responsible with it? The short answer is that you should incorporate both […]
How to Spend Your Tax Refund This Year
It’s All About Creating Income
I was listening to talk radio the other day (because pretty much all music these days is freaking miserable) and there was a guy who was trying to sell his “get rich quick with real estate” program. I wasn’t very interested in his real estate program, but I was really interested in his philosophy on money, because he summed it […]
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Making Essiac Tea
Take a look at EssiacProducts.com for purchase information.
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My Investment Club – 2 Years Later
While the seeds were planted over 5 years ago it wasn’t until the end of January 2013 when I started an investment club with 8 other friends. The idea was simple enough, we would each put $500 in to start, and then every month thereafter we would automatically deposit $100 a month. Buy and sell […]
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How Will Your Kids Learn About Money?
By Melanie Lockert (our staff writer) Ever since I started on my financial journey to get out of debt, one thing has become apparent to me: most people don’t know anything about money management. Financial education is grossly lacking in school, and by the time we do finally learn about money, it’s usually because of […]
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Force Yourself to Save
Saving money isn’t easy. When you get that paycheck on Friday and you’re ready to hit the town and have some fun, it takes a lot of discipline (or a ridiculously huge paycheck) to be willing to save a good chunk of that money. Some people know themselves well enough that they won’t voluntarily save money, so they come up […]
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Kitchen Appliances
Recommendations: Single Cup Coffee Maker Juicer Dishwasher Wine Cooler Best Blender
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Calculating How Much Interest I Pay Monthly
I originally calculated how much interest I was paying to finance companies and banks in 2009. Re-reading the post I actually remember feeling very annoyed how much money was being spent just servicing my debt. While I updated the numbers some 19 months later, I haven’t looked into these calculations in over 4 years. Below […]
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